We begin simply by getting to know you. Through questionnaires and face-to-face conversation, we develop a strong understanding of your personal goals, current financial situation, investment experience and risk tolerance. During this “onboarding” process, we will make you fully aware of our capabilities and services, as well as your responsibilities as the most important person in your financial planning.
Once we have a full understanding of what you want, we can begin designing a fully customized plan for your short- and long-term goals, whether it’s securing a comfortable retirement, paying for a child’s education, purchasing a second home or just saving a bit more each month. We present our recommendations to you, answer any questions, consider alternatives and outline the steps needed to implement your plan.
Next, we put your financial plan into action. We select the specific account types, investment products and services identified in the design stage and build your portfolio to your specifications. We work closely with you to complete the necessary paperwork as quickly, efficiently and conveniently as possible to ensure the safe and fast transition of assets to your new account.
Once your plan is implemented, we continually monitor the progress of your financial plan to ensure it keeps working for you. But your involvement remains crucial. Should you experience a life change – marriage, birth, a new job, a new home – we can discuss how your changing situation impacts your financial plan, and the process begins anew. This is where we’ll recommend – and make – any necessary adjustments to keep your plan moving forward.